The Visa Signature Card is an enhanced evolution of the Visa Debit Multicurrency Card, designed for affluent and globally mobile customers. It builds on the ability to link up to 4 currency accounts (Naira, USD, Euro, GBP) for seamless transactions, while delivering a more premium experience with added flexibility, convenience, and elevated service.

• Multi-currency functionality (Naira, USD, Euro, GBP)

• Global acceptance on ATM, POS, and online channels

• Smart transaction routing based on currency/geography

• USD account-fallback for broader global usage

• Chip & PIN security with secure online authentication

• 3D secure authentication protection for web-based transactions 

• Instant PIN selection and modification on banking App or ATM 

• Contactless payment capability

• Seamless local and international transactions with one card
• Reduced cross-border transaction complexities
• Premium lifestyle positioning for affluent customers
• Enhanced convenience and flexibility in usage
• Access to exclusive Signature benefits including:
  • Travel lounge access
  • Scheme Sponsored Travel Insurance Perks
  • Global customer service
  • 24/7 concierge service
  • Scheme Sponsored Personal Insurance Perks
  • Multi-currency convenience

• Existing Visa Debit Multicurrency cardholders can upgrade to Visa Signature (enquiries can be made through the FirstContact service desk)
• New customers can request the card at any FirstBank branch 
• Customers must hold or open eligible Naira and domiciliary accounts
• Available to affluent and internationally active customers

Pricing

Issuance – N1,000 (One -off)

Annual Benefit access fee – N100,000 p.a

Annual maintenance fee- USD 10.00

Quarterly maintenance fee on Naira denominated account- NGN 50.00

Limit