The FirstBank Naira Credit Card (NCC) is an international credit card that provides an evolving credit line and offers up to 45 interest-free days on utilised funds. Issued in partnership with Visa International, it is accepted for payment at over 29 million locations and for cash withdrawals at over 1.8 million ATMs in over 200 countries and territories worldwide.
Interest is calculated on the outstanding balance on your credit card i.e. after making the minimum repayment, 2.5 % interest is calculated on the unpaid balance.
Investment holders (Fixed Deposit, Treasury Bills & CASA) who are ready to use their investment as collateral for cash backed NCC. 120% of availed credit limit is to be liened throughout the tenor of the card.
The Platinum Naira Credit Card is the premium version of the NCC card variant.
A credit limit of N1,000,000 and above qualifies you for a Platinum Naira Credit Card which affords you more premium benefits.
- Issuance fee – N1,000
- Annual maintenance fee – N600 i.e. N50/Month
- Insurance Fee – N1,500
- Purchase fee (POS, Internet) – Free
- Web fee – Free
- ATM withdrawal fee – 3%
- Card Replacement Fee – N1,000
- Interest Fee – 2.5%