The FirstBank Visa Infinite is the highest card in the Visa range of card products targeted at the top 1% to 5% of the bank's customers.

Card Information


  • The Visa Infinite is offered as either a Credit Card or Debit card.
  • For Credit Card variant, client provides collateral value up to 120% of the credit limit sought.
  • For Debit Card variant, client enjoys the flexibility of funding card account as and when required.
  • Owners/ MDs of organisations and conglomerates that meet the minimum qualifying criteria
  • High Net Worth Individuals
  • Ultra-high net worth individuals
  • Card Joining/Reissuance Fee: $3
  • Supplementary card fee: $3
  • Main Card Annual Maintenance Fee: $10 (Taken upfront)
  • Supplementary Card Annual Maintenance Fee: $10 (Taken upfront)
  • Annual Membership fee (per card): $200
  • Interest Fees : 3% flat (Outstanding balance)
  • Default Fee : 0.25% flat per month
  • Card Replacement Fee : $3
  • ATM Withdrawal Fee: $5 per transaction
  • POS & Web Fee: Free
  • PIN re-issue fee: Free
  • POS Cash Advance Fee:  $3 + 1% of transaction value
  • Yes, a lien of 120% will be placed on USD, GBP or EURO account to secure the funds throughout the tenor of the card
  • ATM cash withdrawals – $1,000 (total frequency – 5 times)
  • Purchases (POS) – $25,000 (total frequency – 20 times)
  • Purchases (Internet) – $25,000 (total frequency – 5 times)
  • For Lagos branches, the Visa Infinite Card will be ready for collection 2 business days after application. While for upcountry branches, Visa Infinite Cards will be ready for collection 5 business days after application. Please visit a FirstBank branch to apply. Compulsory hold amount on card is $100.

See also