Personal Home Loans
The Personal Home Loan product give employees the opportunity to acquire and own residential properties with ease
The Personal Home Loan product give employees the opportunity to acquire and own residential properties with ease. The product is also available for couples as Joint Mortgage.
Yes, Minimum of 20% on the cost of the property to be bought.
- Offer Letter from the vendor/owner, Home Loan application, letter of Introduction from employer.
- Letter of irrevocable domiciliation.
- Current tax clearance, current tenement receipt.
- Valuation report if it is an old house.
- The title document to enable a legal search.
- Outright Purchase
No, you access Home Loan for completed buildings.
Yes. The cost of perfecting the title of the property to cover the interest of the bank.