The Visa Naira Debit Card is a Naira denominated debit card designed to drive electronic payment adoption, support cashless transactions, and provide customers with convenient access to both local and international payment platforms.
It serves as a universal payment enabler, allowing customers to transact across all card-enabled channels.
The product is positioned as a cost-effective everyday debit solution for retail customers, salary earners, and general account holders
✅ Access to local and international transactions seamlessly
✅ Secure and reliable payment option
✅ Convenient payments across all channels (ATM, POS, Web)
✅ Effective for both online and offline transactions
✅ Zero fees for On-Us ATM withdrawals
✅ Zero fees on POS and Web usage
✅ Access to Visa-targeted promotions and offers
✅ Enables fund transfers across participating Nigerian banks
Customers can obtain the Visa Naira Debit Card through multiple channels:
Branch (Physical Onboarding)
Digital Channels (virtual onboarding): (FirstMobile, FirstOnline)
Delivery Options
Pricing
Issuance – N1,000 (One -off)
Quarterly maintenance fee- NGN 50.00
Limit
| TRANSACTION LIMIT | ||||
| LOCAL | INTERNATIONAL | |||
| CHANNEL | NGN | USD | EUR | GBP |
| ATM | NGN 100,000 | 1,000.00 | DOLLAR EQUIVALENT OF USD LIMIT | |
| POS | NGN 3,000,000 | 10,000.00 | ||
| WEB | NGN 3,000,000 | 10,000.00 | ||