Enjoy amazing benefits and cashback when you transact with your FirstBank Visa Gold and Naira Credit Cards.

More Information

Has your card been inactive in the last 3 months? Don’t worry! We have got cash back for you too.

You don’t want to miss this! See promo dynamics below.

Customer Category Customer Category Qualifying Criteria Reward
Naira Credit Card Fresh + Reissued cards
  • Card must be issued and used at least 3 times on ATM/POS/Web within campaign period.
  • Minimum cumulative spend of N30,000 to qualify.
  • First 50 customers will be rewarded per month.
Refund of N1,075 card issuance fee
Visa Gold Inactive Visa Gold customers in the last
three (3) months
  • Card must be used at least 3 times on ATM/POS/Web monthly with a minimum cumulative spend of $200.
  • Maximum transaction value for purchase cash back is $200
  • First 50 customers will be rewarded per month
10% cashback
All Visa Gold customers with transaction value
above $200 in the last three (3) months
  • Card must be used at least 3 times on ATM/POS/Web.
  • Minimum transaction value growth of 50% monthly during campaign period.
  • Minimum transaction value of $200 the previous month to qualify.
  • First 50 customers will be rewarded monthly.

$50 cashback

 

All Visa Gold card holders with cards in
embossed status
  • Card must be activated within campaign period and used at least 3 times on ATM/POS/WEB.
  • Minimum cumulative spend of $200 to qualify.
  • The maximum transaction value for cash back is $200 
  • First 200 customers will be rewarded during the campaign period.
5% cash back

Terms and conditions apply. Offer valid till 16 October 2023.

FAQs

The Visa Gold card has both the credit variant and self-funded variant. The credit variant is cash-backed and the limit assigned is determined by the collateral cover. The customer spends ONLY the amount he pays into his card with the self-funded Visa gold card.

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  • Issuance fee – $3
  • Annual Maintenance Fee- $20 taken upfront at issuance
  • Purchase fee (POS, Internet) – Free
  • Web fee – Free
  • ATM withdrawal fee – $3
  • Card Replacement Fee – $3

No. You would, however, be required to always maintain a minimum operating balance of $40 in your Visa Gold Card account.

  • ATM cash withdrawals – $1,000 (total frequency – 5 times)
  • Purchases (POS) – $10,000 (total frequency – 20 times)
  • Purchases (Internet) – $5,000 (total frequency – 5 times)
  • POS Cash Advance (Branch) – $5,000
  • POS Cash Advance (Merchant) – $5,000

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The above limits are subject to a daily cumulative limit of $10,000.

For Lagos branches, the Visa Gold Card will be ready for collection 2 business days after application. While for upcountry branches, Visa Gold cards will be ready for collection 5 business days after application. Please visit a FirstBank branch to apply. Compulsory hold amount on card is $40.

See also