Enjoy amazing benefits and cashback when you transact with your FirstBank Visa Gold and Naira Credit Cards.

More Information

Has your card been inactive in the last 6 months? Don’t worry! We have got cash back for you too.
You don’t want to miss this!

See promo dynamics below.

Customer Category Customer Category Qualifying Criteria Reward
Naira Credit Card Fresh + Reissued cards
  • Card must be issued and used at least 3 times on ATM, POS and Web within campaign period (1st – 31st of the month)
  • Minimum cumulative spend of N50,000
  • First 50 customers will be rewarded per month
Refund of N1,075 card issuance fee
Active card users in the last six (6)
months
  • Minimum of N100,000 spend in at least three (3) transactions on ATM, POS and Web in a month
  • First 50 customers will be rewarded per month
N5,000 cashback
Inactive card users in the last six (6)
months
  • Minimum of N50,000 spend in at least three (3) transactions on ATM, POS and Web in a month
  • First 50 customers will be rewarded per month
N5,000 cashback
Visa Gold Inactive Visa Gold customers in the last
six (6) months
  • Card must be used at least 3 times on ATM/POS/Web monthly with a minimum cumulative spend of $150.
  • Maximum transaction value for purchase cash back is $150
  • First 50 customers will be rewarded per month
10% cashback
Visa Gold customers with transaction value
above $150 in the last six months
  • Card must be used at least 3 times on ATM/POS/Web monthly with a minimum combined growth of 50% over previous month in transaction value
  • First 50 customers will be rewarded per month
$50 cashback
All Visa Gold card holders with cards in
embossed status
  • Card must be activated within campaign period and used at least 3 times on ATM/POS/WEB
  • Minimum cumulative spend of $150 to qualify.
  • First 200 card holders will be rewarded per month
Refund of $3.23 card issuance fee

Terms and conditions apply. Offer valid till 5 November 2022.

FAQs

The Visa Gold card has both the credit variant and self-funded variant. The credit variant is cash-backed and the limit assigned is determined by the collateral cover. The customer spends ONLY the amount he pays into his card with the self-funded Visa gold card.

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  • Issuance fee – $3
  • Annual Maintenance Fee- $20 taken upfront at issuance
  • Purchase fee (POS, Internet) – Free
  • Web fee – Free
  • ATM withdrawal fee – $3
  • Card Replacement Fee – $3

No. You would, however, be required to always maintain a minimum operating balance of $40 in your Visa Gold Card account.

  • ATM cash withdrawals – $1,000 (total frequency – 5 times)
  • Purchases (POS) – $10,000 (total frequency – 20 times)
  • Purchases (Internet) – $5,000 (total frequency – 5 times)
  • POS Cash Advance (Branch) – $5,000
  • POS Cash Advance (Merchant) – $5,000

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The above limits are subject to a daily cumulative limit of $10,000.

For Lagos branches, the Visa Gold Card will be ready for collection 2 business days after application. While for upcountry branches, Visa Gold cards will be ready for collection 5 business days after application. Please visit a FirstBank branch to apply. Compulsory hold amount on card is $40.

See also