Have you used your Visa Card in the last six months? You can now get cash back when you transact with your Visa Gold Credit Card!

More Information

Have you used your Visa Card in the last six months? You can now get cash back when you transact with your Visa Gold Credit Card! 

Has your card been inactive in the last 6 months? You can also get cash back for transacting with your Visa Gold Card! 

You don’t want to miss this! See promo dynamics below.

Customer Category 

Qualifying criteria 

Reward 

Customers with average transaction value below $150 in the last 6 months 

Card must be used at least 3 times monthly on POS/Web (within the campaign period) with a minimum cumulative spend of $300. Maximum transaction value for purchase cash back is $500 

10% cash back on transactions (POS and web) for first 50 customers monthly 

Customers with average transaction value above $150 in the last 6 months 

Card must be used at least 3 times monthly on POS/Web (within campaign period) with a minimum combined growth of 50% every month in transaction value  

$50 refund for first 50 customers monthly 

Inactive Visa Gold customers in the last 6 months 

Card must be used at least 3 times monthly on POS/Web (within the campaign period) with a minimum cumulative spend of $150. Maximum transaction value for purchase cash back is $300.  

10% cash back on transactions (POS and web) for first 50 customers monthly 

Terms and conditions apply

FAQs

The Visa Gold card has both the credit variant and self-funded variant. The credit variant is cash-backed and the limit assigned is determined by the collateral cover. The customer spends ONLY the amount he pays into his card with the self-funded Visa gold card.

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  • Issuance fee – $3
  • Annual Maintenance Fee- $20 taken upfront at issuance
  • Purchase fee (POS, Internet) – Free
  • Web fee – Free
  • ATM withdrawal fee – $3
  • Card Replacement Fee – $3

No. You would, however, be required to always maintain a minimum operating balance of $40 in your Visa Gold Card account.

  • ATM cash withdrawals – $1,000 (total frequency – 5 times)
  • Purchases (POS) – $10,000 (total frequency – 20 times)
  • Purchases (Internet) – $5,000 (total frequency – 5 times)
  • POS Cash Advance (Branch) – $5,000
  • POS Cash Advance (Merchant) – $5,000

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The above limits are subject to a daily cumulative limit of $10,000.

For Lagos branches, the Visa Gold Card will be ready for collection 2 business days after application. While for upcountry branches, Visa Gold cards will be ready for collection 5 business days after application. Please visit a FirstBank branch to apply. Compulsory hold amount on card is $40.

See also