Firstmonie Wallet

Firstmonie Wallet is an electronic wallet that allows individuals the convenience of making and accepting payments electronically with their mobile numbers.

Firstmonie Wallet Transact and Win Promo

This season, Firstmonie Wallet is giving away an iPhone 12, an LED television, ACs, generators, bags of rice, cash, and much more when you make multiple transactions. Download the Firstmonie Wallet App or dial *894*1#, start transacting and win.  

Promo runs till 22 January 2022 

All money, now on Firstmonie 

Click here to read the Firstmonie Wallet Transact and Win Promo Terms and Conditions

Product Information


Firstmonie Wallet

Firstmonie Wallet is FirstBank’s online digital platform that allow customers perform seamless transaction using their mobile numbers from anywhere at any time.

With your Firstmonie Wallet, you can transfer money to any bank account in Nigeria and any mobile number, buy airtime, buy data, pay bills and fund your bet9ja wallet, check balance and generate statement and withdraw cash via:

  • Any Mobile Device
  • Any Network
  • Anytime
  • Anywhere

To join Firstmonie and have access to our exciting features, kindly download the app from either the Google Play Store or iOS app store, or you dial *894*1# and follow the quick easy steps to create your wallet account. All you need is your mobile number.

Yes, you do and a new wallet would be opened for you. However, if you have money on the old funds which you wish to claim, kindly visit the nearest FirstBank branch.

No, you just have to register on one channel and use the 5-digit PIN created to access the two channels (USSD and Mobile App).

You can fund your wallet from a debit card (of any Bank), a FirstBank account, any active Firstmonie Wallet or at Firstmonie Agent location. Funding from your FirstBank account is free! However, funding your wallet from a debit card costs 1% on amount while at agent location has three charges depending on the amount deposited.

Your Firstmonie Wallet account is the mobile number you registered with.

Please confirm that you have enough space (internal memory) on your mobile device or you dial our USSD alternative channel. If you still can’t download the app, no worries. Kindly escalate to

When registering on the app or funding your account with your Debit/ATM card, we require you to input an OTP that would be sent to you. If you aren’t receiving any OTP, kindly escalate to

You can withdraw money from your wallet in cash at any Firstmonie Agent Location or you transfer to any bank account in Nigeria.

No, you can create a Firstmonie Wallet account without BVN and start transacting on your account which can have a balance as high as N300,000

Your Firstmonie Wallet PIN is a 5-digit PIN used to login to the app and authorise a transaction on your account. For proper security, please ensure that your PIN is unique to you and not shared with anyone.

You want to change your Firstmonie PIN? It’s easy. Just open your profile on the app and select “Change PIN” or dial *894*1#, choose “My Account”, then select “PIN Change”

Just click forgot password at the login page and follow the easy steps

We know and understand how you feel. Kindly reach out to us on and we will investigate and resolve the issue as soon as we can.

Yes. You should be at least 18 years to have a Firstmonie account

You can now deposit into your Firstmonie Wallet through any FirstBank Agents close to you.

Yes, you can, please visit Firstmonie Agent location close to you.

Firstmonie Wallet Virtual Card

The Virtual Card is a Naira denominated debit card issued in partnership with Visa International. It is a digital representation of a payment card, linked to either customer’s account or wallet account. Unlike a physical card, it does not require any plastic representation.

You can request for your Virtual Card directly from the Firstmonie Wallet application

Immediately the card is purchased on the Firstmonie Wallet Application, a prompt for card activation is seen. Simply select Yes and you have an active virtual card. No branch visit is required.

Virtual cards issued on the Firstmonie Wallet application would be linked to your wallet account.

With your Virtual card, you can carry out seamless transactions online.

No. But you can later convert your virtual card to a physical card. Once this service is available, same will be communicated.

The Virtual card costs N215 (VAT inclusive)

NO. You can only have one card per account at this time.

You can use your virtual card up to 20 times on the Web daily.

Cards requested on the Firstmonie App can only be used for local transactions for now.

The same transaction limits that apply to all transactions on the wallet platform.

The card is hosted on the Firstmonie Wallet platform and can be used to carry out financial transactions by following the steps below:

  • Log into the Firstmonie Wallet application.
  • Select Virtual cards
  • Click on the eye icon/ Card PAN on the virtual card
  • Input your Transaction PIN/secret word
  • The concealed card details are then revealed for use

See also