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Compare all Debit Cards
Compare all features and benefits of FirstBank Debit Cards.
| Feature | Verve | Naira MasterCard | Visa Debit | Platinum MasterCard |
|---|---|---|---|---|
| Process time | 15 minutes | 15 minutes | 15 minutes | 15 minutes |
| Is secured by Chip & PIN technology | Yes | Yes | Yes | Yes |
| Can be used for payments on local websites and POS | Yes | Yes | Yes | Yes |
| Can be used for payments on international websites and POS | No | Yes | Yes | Yes |
| Requires PIN for all ATM and POS transactions | Yes | Yes | Yes | Yes |
| Requires a CVV2 Code for all internet transactions | Yes | Yes | Yes | Yes |
| Requires One-Time-Password for local website purchases | Yes | Yes | No | Yes |
| Fees | ||||
| Getting a new card | ₦1000 | ₦1000 | ₦1000 | ₦1000 |
| Replacing a lost or stolen card | ₦1000 | ₦1000 | ₦1000 | ₦1000 |
| PIN re-issue | Free | Free | Free | Free |
| Monthly maintenance | ₦50 | ₦50 | ₦50 | ₦50 |
| Annual maintenance | Free | Free | $20 for Dollar variant of the card | Free |
| FirstBank ATMs in Nigeria | Free | Free | Free | Free |
| Other ATMs in Nigeria | N65 from the 4th transaction/month | N65 from the 4th transaction/month | N65 from the 4th transaction/month | N65 from the 4th transaction/month |
| ATMs abroad | N/A | ₦1,000 | 3 | ₦1,000 |
| POS in Nigeria | Free | Free | Free | Free |
| POS or websites abroad | Free | Free | Free | Free |
| Daily Transaction Limits | ||||
| ATMs in Nigeria | ₦150,000 | ₦150,000 | ₦150,000 | ₦300,000 |
| ATMs Abroad | N/A | 300 | 1000 | 300 |
| POS In Nigeria | ₦500,000 | ₦2,500,000 | ₦2,500,000 | ₦3,000,000 |
| POS abroad | N/A | 5000 | 2500 | 5000 |
| Web in Nigeria | ₦1,000,000 | ₦1,000,000 | ₦1,000,000 | ₦2,000,000 |
| Web Abroad | N/A | $5,000 | $6,250 | $5,000 |
| Feature | Verve | Naira MasterCard | Visa Debit | Virtual Card | Platinum MasterCard |
|---|---|---|---|---|---|
| Process time | 15 minutes | 15 minutes | 15 minutes | 5 minutes | 15 minutes |
| Is secured by Chip & PIN technology | Yes | Yes | Yes | Yes | Yes |
| Can be used for payments on local websites and POS | Yes | Yes | Yes | Website | Yes |
| Can be used for payments on international websites and POS | No | No | Yes | No | Yes |
| Requires PIN for all ATM and POS transactions | Yes | Yes | Yes | No | Yes |
| Requires a CVV2 Code for all internet transactions | Yes | Yes | Yes | Yes | Yes |
| Requires One-Time-Password for local website purchases | Yes | Yes | No | Yes | Yes |
| Fees | |||||
| Getting a new card | ₦1000 | ₦1000 | ₦1000 | ₦215 | ₦1000 |
| Replacing a lost or stolen card | ₦1000 | ₦1000 | ₦1000 | N/A | ₦1000 |
| PIN re-issue | Free | Free | Free | N/A | Free |
| Quarterly maintenance | ₦50 | ₦50 | ₦50 | ₦50 | ₦50 |
| Annual maintenance | Free | Free | $10 for Dollar variant of the card | Free | Free |
| FirstBank ATMs in Nigeria | Free | Free | Free | N/A | Free |
| Other ATMs in Nigeria | N35 from the 4th transaction/month Vat Exclusive | N35 from the 4th transaction/month Vat Exclusive | N35 from the 4th transaction/month Vat Exclusive | N/A | N35 from the 4th transaction/month Vat Exclusive |
| ATMs abroad | N/A | N/A | 3 | N/A | N/A |
| POS in Nigeria | Free | Free | Free | N/A | Free |
| POS or websites abroad | Free | Free | Free | N/A | Free |
| Daily Transaction Limits | |||||
| ATMs in Nigeria | ₦150,000 | ₦150,000 | ₦150,000 | N/A | ₦300,000 |
| ATMs Abroad | N/A | N/A | 1000 | N/A | N/A |
| POS In Nigeria | ₦500,000 | ₦2,500,000 | ₦2,500,000 | N/A | ₦3,000,000 |
| POS abroad | N/A | N/A | 2500 | N/A | N/A |
| Web in Nigeria | ₦1,000,000 | ₦1,000,000 | ₦1,000,000 | ₦1,000,000 | ₦2,000,000 |
| Web Abroad | N/A | N/A | $6,250 | N/A | N/A |
