| Feature | FirstSME Classic | FirstSME Deluxe |
|---|---|---|
| Minimum Opening Balance | N50,000.00 | N500,000.00 |
| Minimum Operating Balance | N50,000.00 | N1,000,000.00 |
| AMC | Zero/mile subject to minimum operating balance and turnover limit | Zero subject to minimum operating balance |
| Turnover Limit | N100m (AMC to apply on the excess @ 0.50k/mile | No Limit |
| Drawing below Operating Balance | AMC applies @ N0.50k/mile on total transaction for the month | AMC applies @ N0.50k/mile on total transaction for the month |
| Access to Loan | Borrowing is allowed on the account | Borrowing is allowed on the account |
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