Virtual Card

FirstBank Virtual Card is a Naira denominated debit card. It is a digital representation of any plastic debit card, linked to either customer operative account or wallet account. You can get your Virtual Card via our digital channels; FirstMobile or FirstMonie Wallet applications.

Card Information

FAQs

The Virtual Card is a Naira denominated debit card issued in partnership with Visa International. It is a digital representation of a payment card, linked to either customer’s account or wallet account. Unlike a physical card, it does not require any plastic representation.

You can request for your Virtual Card through our digital channels; FirstMobile or Firstmonie Wallet applications.

Immediately the card is purchased on the FirstMobile or Firstmonie Application, a prompt for card activation is seen. Simply select Yes and you have an active virtual card. No branch visit is required.

The card is hosted on the FirstMobile/FirstMonie Wallet platforms and can be used to carry out financial transactions by following the steps below:

  • Log into the FirstMobile/FirstMonie Wallet application.
  • Select Virtual cards
  • Click on the eye icon/ Card PAN on the virtual card
  • Input your Transaction PIN/secret word
  • The concealed card details are then revealed for use

Virtual cards requested on FirstMobile application would be linked to the selected account at the point of issuance. Similarly, cards issued on FirstMonie Wallet application would be linked to your wallet account.

With your Virtual card, you can carry out seamless transactions online. You will be able to use the card on other channels in the coming weeks.

The Virtual card costs N200 (VAT exclusive).

NO. You can only have one card per account.at this time.

You can use your virtual card up to 20 times on the Web daily.

Cards requested on the FirstMobile app can be used for local and international transactions while cards requested on the FirstMonie App can only be used for local transactions.

Below are the daily transaction limits

 

Firstmonie Daily Transaction Limit

Channel

Local

Daily Transaction Count

ATM

N50,000

10

POS

N50,000

20

WEB

N50,000

20

 

  • The Virtual Card on the FirstMonie app is only available for local transactions

 

FirstMobile Daily transaction Limit

Channel

Local

International

Daily Transaction Count

ATM

N150,000

$100 daily/monthly

10

POS

N2,500,000

$100 daily/monthly

20

WEB

N1,000,000

$100 daily/monthly

20

 

The Virtual Card on the FirstMobile app is available both for local and international transactions.

Kindly visit our website www.firstbanknigeria.com for Frequently Asked Questions (FAQs) on your card. You may also contact our Customer Service Desk on 0700FIRSTCONTACT (0700-34778-2668228), 01-4485500, 0708-062-5000; email firstcontact@firstbanknigeria.com or visit the nearest FirstBank branch for more information.

DISCLAIMER – When you visit any of the websites of our partners as linked to this page, you are migrating from FirstBank’s website to a site controlled by an independent third party. You agree that the third party’s website may be subject to security and privacy policies distinct from ours. By proceeding, you agree to be bound by the terms of this disclaimer.

See also