FirstBank Virtual Card is a Naira denominated debit card. It is a digital representation of any plastic debit card, linked to either customer operative account or wallet account. You can get your Virtual Card via our digital channels; FirstMobile or FirstMonie Wallet applications.
The FirstBank Virtual Card is a very convenient alternative to the use of cash and cheques. It gives you direct access to funds in your operative or wallet accounts. You can seamlessly carry out card-not-present (CNP) transactions online. It is the safest, easiest, most convenient and secure way of making payments.There’s more! The Virtual card is free for the first 10,000 customers who download it and guess what, you also get 10% discount on all purchases (capped at N1,000.00). Download your own Virtual debit card now from the Card Services menu on your FirstMobile App or My Virtual Card on Firstmonie Wallet App.
Don’t have the apps? Download now on Google or IOS store.
No need for branch visits or queues, just download your virtual card and shop on the go at any online store. We have made debit card services more convenient with your FirstBank Virtual Debit Card.
Terms and conditions apply.
The Virtual Card is a Naira denominated debit card issued in partnership with Visa International. It is a digital representation of a payment card, linked to either customer’s account or wallet account. Unlike a physical card, it does not require any plastic representation.
You can request for your Virtual Card through our digital channels; FirstMobile or Firstmonie Wallet applications.
Immediately the card is purchased on the FirstMobile or Firstmonie Application, a prompt for card activation is seen. Simply select Yes and you have an active virtual card. No branch visit is required.
The card is hosted on the FirstMobile/FirstMonie Wallet platforms and can be used to carry out financial transactions by following the steps below:
- Log into the FirstMobile/FirstMonie Wallet application.
- Select Virtual cards
- Click on the eye icon/ Card PAN on the virtual card
- Input your Transaction PIN/secret word
- The concealed card details are then revealed for use
Virtual cards requested on FirstMobile application would be linked to the selected account at the point of issuance. Similarly, cards issued on FirstMonie Wallet application would be linked to your wallet account.
With your Virtual card, you can carry out seamless transactions online. You will be able to use the card on other channels in the coming weeks.
The Virtual card costs N200 (VAT exclusive).
NO. You can only have one card per account.at this time.
You can use your virtual card up to 20 times on the Web daily.
Cards requested on the FirstMobile app can be used for local and international transactions while cards requested on the FirstMonie App can only be used for local transactions.
Below are the daily transaction limits
Firstmonie Daily Transaction Limit
Daily Transaction Count
- The Virtual Card on the FirstMonie app is only available for local transactions
FirstMobile Daily transaction Limit
Daily Transaction Count
The Virtual Card on the FirstMobile app is available both for local and international transactions.
Transactions on local Websites are free
Transactions on International Websites are free
Kindly visit our website www.firstbanknigeria.com for Frequently Asked Questions (FAQs) on your card. You may also contact our Customer Service Desk on 0700FIRSTCONTACT (0700-34778-2668228), 01-4485500, 0708-062-5000; email email@example.com or visit the nearest FirstBank branch for more information.