Wellness on a Budget

Health checks are crucial if we must maintain our health, facilitate normal body function, and prevent diseases. To maintain good health, you need a budget that will be expended for your general wellness and upkeep. It is highly recommended that you consult with healthcare professionals to determine the appropriate health checks needed and the expected screenings based on your age, gender, medical history, and lifestyle factors.

Consulting with your health care professional, however, is not without a cost. Hence, the need to budget for this expense. When creating your health check budget, consider both recurring costs and potential one-time expenses to ensure you have adequate funds set aside for your healthcare needs. It is also important to consider various factors such as services needed, frequency of examinations, and potential out-of-pocket costs. 

Let’s look at different ways you can maintain a healthy body condition on a good budget:

1. Regular doctor’s appointments: These include annual check-ups, screenings, and preventive care visits.

2. Health screenings and tests: Budget for various screenings such as blood tests, cholesterol checks, mammograms, pap smears, and colonoscopies based on age and health history.

3. Vaccinations and immunisations: Plan for routine vaccinations as well as any travel-related vaccines if necessary.

4. Sight test and vision care: Include regular eye exams as well as a budget for glasses, contact lenses, or corrective surgeries if need be.

5. Dental check-ups: Budget for regular dental cleanings, exams, x-rays, and potential treatments.

6. Prescription medications: Set aside funds for necessary prescriptions and deductibles.

7. Health insurance: Consider the cost of health insurance; premiums, joints, family insurance when budgeting for health checks.

8. Emergency care: While it’s difficult to predict emergencies, it’s wise to have some funds set aside for unexpected medical needs.

9. Lifestyle and wellness expenses: Include costs for gym membership, healthy foods, vitamins, and supplements that contribute to good health.

10. Contingency fund: It’s also advisable to allocate funds for emergency health needs.

These days medical contingency funds are also used as creative gifts for loved ones on their special days. Whatever you decide, you need to remember that health is wealth. An unhealthy person loses at almost every fight. Prevention, they say, is better than cure and this might be that nudge you needed to take your health seriously this year.

A happy & healthy Easter/Ramadan from us all at FirstBank.


Ladybird Limited, AI ChatBot.

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