FirstInstant Plus

Get this account on the go. It’s our no frills, no hassles account and requires minimal documentation. You also get the advantage of managing your funds without any charges.

Why Choose this Account?

  • All you need is a minimum opening balance of N1,000 and operating balance of N1,000.
  • If you walk into a branch to open the account, all you need is 2 passport photographs and a copy of your ID
  • Maximum cash deposit is N100, 000 per transaction.
  • Maximum cumulative balance on the account at any point in time is N500,000.
  • You may upgrade the account at any time if you wish to have more than N500,000 balance in your account.
  • Attractive interest rates.
  • The account can also be operated as a Salary Account.
  • There are no limits to the number of withdrawals you can make from the account in a month
  • You get a debit card instantly as soon as you open the account
  • This account type is for those who carry out lower transactions with the bank.

Who Can Apply? 

  • You need to be aged 18 or above. 
  • It is also suitable for those who wish to open a no frills account to start their banking experience with FirstBank.

What documents do you need?

  • Flexible means of identification – These may include Trade or Market Association ID cards, valid e-tax clearance card, students ID card (backed with Admission Letter) Military or Paramilitary ID cards, NYSC ID card, ID Cards of government parastatals, etc.)
  • 2 passport photographs

To open a FirstSavings Plus account

1) What kind of identification is required to open a FirstInstant Account?

  • A valid means of identification (including Trade/Market Association ID, valid e-tax clearance card, students ID card (backed with Admission Letter), Military/Paramilitary, NYSC, Government Parastatals ID, etc.)
  • 2 passport photographs.
  • Utility bill. E.g. Electricity bill.

2) Is there any incentive for obtaining the Debit Card?

  • Yes it is obtained at a discounted rate.

3) What is the Interest Rate on the FirstInstant Account?

  •  Regular Savings Account interest rate 3.6% applies.

4) Are references required for a FirstInstant Account?

  • No references are required to open this account.

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