FirstBank Virtual Card

FirstBank Virtual Card is a Naira denominated debit card. It is a digital representation of any plastic debit card, linked to either customer operative account or wallet account.

You can get your Virtual Card via our digital channels; FirstMobile or FirstMonie Wallet applications.

The FirstBank Virtual Card is a very convenient alternative to the use of cash and cheques. It gives you direct access to funds in your operative or wallet accounts.

You can seamlessly carry out card-not-present (CNP) transactions online. It is the safest, easiest, most convenient and secure way of making payments.

There’s more!

The cost of Virtual card is refundable for the first 10,000 customers who download it and guess what, you also get 10% discount on all purchases (capped at N1,000.00).

Download your FirstBank Virtual Card now from the Dashboard/Card Services Menu  on your FirstMobile app or My Virtual Card on Firstmonie Wallet app

Don’t have the apps?  Download now on Google or IOS store.

Google Playstore:

App Store:

No need for branch visits or queues, just download your virtual card and shop on the go at any online store. We have made debit card services more convenient with your FirstBank Virtual Debit Card.

Terms and conditions apply.

  • The FirstBank Virtual Card is a digital representation of a physical card used for making online payments
  • It is a debit card linked to your FirstBank account or Firstmonie Wallet
  • It is easily available on the Dashboard/ Card Services menu on FirstMobile app and My Virtual Card on Firstmonie Wallet app
  • It costs just N200 (VAT exclusive) – that way you get to save N800!
  • The card is secure as the details of your physical debit card are kept private and not disclosed for online transactions
  • You can travel light without carrying a card. It’s all online
  • The Virtual Card can be blocked/unblocked directly on the FirstMobile/FirstMonie Wallet Apps. You can protect your Virtual Card when not in use  by blocking it on your Apps.
  • PIN Reset can be done conveniently on the FirstMobile/Firstmonie Wallet Apps with the Reset PIN menu of the Virtual Card Services on your Apps
  • The Virtual Card is valid for three (3) years and allows you spend from your FirstBank account or Firstmonie Wallet within spend limit advised by bank.

Virtual Card Daily Transaction  Limits on FirstMobile

Channel Local International Daily Transaction Count
ATM N150,000 $100 daily/monthly 10
POS N2,500,000 $100 daily/monthly 20
WEB N1,000,000 $100 daily/monthly 20

 

  • The Virtual Card on the FirstMobile app is available both for local and international transactions.

Virtual Card Daily Transaction  Limits on Firstmonie Wallet

Channel Local Daily Transaction Count
ATM N50,000 10
POS N50,000 20
WEB N50,000 20

 

  • The Virtual Card on the Firstmonie app is only available for local transactions.

FIRSTBANK VIRTUAL CARD CAMPAIGN

The terms and conditions below apply to the FirstBank Virtual Card Campaign (the “Campaign”). The Campaign is designed and offered by First Bank of Nigeria Limited (FirstBank) to reward FirstBank account holders who request for and activate FirstBank Virtual Card on FirstBank’s FirstMobile or FirstMonie app (“Cardholder”) and transact online with their Virtual Card subject to these terms and conditions. Please read these terms and conditions carefully.

By participating in the Campaign, you confirm that you have read, understood and agree to be bound by the terms and conditions contained herein, and subsequent amendments thereto as well as all applicable laws and regulations now existing or which may hereafter be enacted, issued or enforced. You agree to be bound by these terms and conditions (Terms). You also agree that the Terms are supplementary to, the FirstBank Virtual Card terms and conditions and other existing terms governing the banking relationship between you and the Bank and subsequent amendments thereto, including without limitation’s to DATA PROTECTION POLICY STATEMENT (Other Terms). You further confirm that you have read, understood and agree to be bound by the Other Terms.

In these Terms, “the Bank” “we”, “us” or “our” refers to First Bank of Nigeria Limited (FirstBank) and its successors, agents and assigns, while “you” or “your” refers to any one participating in the Campaign.

  1. Participation in the Campaign and Eligibility
  1. Participation in the Campaign is voluntary and available to FirstBank account holders through FirstMobile and Firstmonie app.
  2. To participate in the Campaign, you must be a Cardholder who during the Campaign Period, transacts online with a FirstBank Virtual Card.
  1. Campaign Dynamics
  1. The Campaign shall run for a period commencing from 1 February 2021 to 30 June 2021 (the “Campaign Period”).
  2. To participate, kindly follow the instructions set out in the relevant Campaign communications circulated via FirstBank email or website (firstbanknigeria.com).
  1. Rewards

The following reward will apply to the Campaign:

  1. A waiver of Virtual Card issuance fee for the first ten thousand (10,000) FirstBank account/Wallet holders to request for a Virtual Card on FirstMobile and/or FirstMonie app (“Eligible Cardholder”). The card issuance fees paid by an Eligible Cardholder for a Virtual Card shall be refunded within 48 hours.
  2. Subject to a maximum amount of One Thousand Naira (NGN1,000.00) only, Cardholders who transacts online with a FirstBank Virtual Card during the Campaign Period shall be entitled to a 10% cashback. The cashback shall be credited into the qualifying Cardholder’s operating account/wallet within 48hours from completion of the online transaction.
  1. Use of Data.

FirstBank will collect personal data about participants including their name, phone numbers, e-mail addresses and information about participants. By participating in the Campaign and providing us with your personal information, you expressly consent to us: (i) processing your personal information/data as may be required by FirstBank for the purpose of the Campaign and other promotional activities; and (ii) using any data or information obtained from you, including your personal data and sharing same with other third parties, including our subsidiary companies, parent, affiliates, members of FBN Holdings Plc’s group (Related Parties) and any service provider(s) engaged by FirstBank  for the purpose of the Campaign.

  1. Disclaimer and Indemnification.

Each participant in the Campaign agrees to release, discharge, indemnify and hold harmless FirstBank, the Related Parties, and each of their respective directors, officers, employees, shareholders and agents from any and all liability, loss, damage or injuries to any person (including death) or loss of property of any kind sustained in connection with the participant’s participation in the Campaign or from participant’s acceptance, receipt, possession and/or use or misuse of the Campaign reward, or for any typographical or other error in the printing, offering or announcement of the prize.

FirstBank reserves the right at its sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the Campaign in whole or in part, at any time, without notice and disclaims any liability, claims or losses that may arise therefrom.

  1. Exclusion and Limitation of Liability.

Except as otherwise prohibited under the law, in no event will  FirstBank, its affiliates, subsidiaries and/or any member of FBN Holdings Plc or their licensors, service providers or their agents, employees, agents, officers or directors be liable to you for damages, loss, liabilities, claims, and proceedings of any kind, under any legal theory, arising out of or in connection with your participation in the Campaign, use or misuse of the Campaign reward, including without limitation any direct, indirect, special, incidental, consequential or punitive   damages, including but not limited to loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data and (including losses arising from FirstBank’s negligence), breach  of  these terms, cancellation, modification or suspension of the campaign or otherwise, even  if such loss foreseeable whether or not FirstBank has been notified of the possibility loss occurring.

FirstBank excludes liability for any problems, error or technical malfunction of any telephone network or internet data service network, servers, computer equipment, software or failure of any e-mail or any system or application which prevent you from entering into or hampers your ability to participate in the Campaign or receive winners’ reward; whether or not same arises on account of technical problems, human error or traffic congestion on the Internet or at any website (including mobile applications), or any combination thereof, including any injury or damage to participant’s or any other person’s computer relating to or resulting from your participation in this Campaign or the downloading of any materials in this Campaign as well as any activities of hackers.

  1. Criminal violations.

Any attempt to deliberately damage any website, mobile app, hack into any participant’s account or that of FirstBank or any other attempts to or undermines the legitimate operation of the Campaign will result in automatic disqualification of that person from participating in the Campaign. FirstBank reserves the right to: (a) seek damages from such persons; and (b) report such persons to law enforcement agencies for prosecution.

  1. Law and jurisdiction.

These Terms, your participation in the Campaign and any dispute or claim arising out of or in connection therewith (including any non-contractual disputes or claims) will be governed by the laws of the Federal Republic of Nigeria. By participating in the Campaign, you agree that Nigerian courts will have exclusive jurisdiction to settle any such disputes or claims.

  1. In the event you have any complaint regarding the Campaign, the same should be brought to the notice of FirstBank immediately at our 24 hour support Centre Firstcontact on 01-4485500 or email firstcontact@firstbanknigeria.com.
  1. Other Terms
    1. You shall not assign or transfer any or all your rights or obligations under the Campaign.
    2. No third party shall have a right to enforce these Terms against FirstBank.
    3. Each winner will be responsible for all the costs and expenses related to the Campaign reward that are not specifically mentioned in these Terms, including, but not limited to, taxes, any other expenses that might reasonably be incurred by the winner in receiving or using the reward.
    4. FirstBank shall not be responsible for reward that is lost, or delayed as a result of any network, computer, or cell phone hardware or software failure of any kind.
    5. Failure by Us to enforce a right under these Terms does not result in waiver of such right(s).
    6. If any part of these Terms is found to be unenforceable as a matter of law, all other parts of these Terms shall be unaffected and shall remain in force.
    7. By participating in the Campaign, you acknowledge that FirstBank’s determination and decision on all matters concerning the Campaign and applicable rewards will be final.
    8. These Terms may be amended by the Bank and such changes shall be binding on all participants upon publication.
  1. By participating in the Campaign, you consent to FirstBank’s use and/or publication of your name, photograph, prize information, and biographical information for publicity and promotional purposes without compensation to the extent permitted by law.

For more enquiries, please contact the Bank via email – firstcontact@firstbanknigeria.com

Q: What is a Virtual card?

A: The Virtual Card is a Naira denominated debit card issued in partnership with Visa International. It is a digital representation of a payment card, linked to either customer’s account or wallet account. Unlike a physical card, it does not require any plastic representation.

Q: How can I request for my Virtual card?

A: You can request for your Virtual Card through our digital channels; FirstMobile or Firstmonie Wallet applications.

Q: How can I activate my Virtual card?

A: Immediately the card is purchased on the FirstMobile or Firstmonie Application, a prompt for card activation is seen. Simply select Yes and you have an active virtual card. No branch visit is required.

Q: How do I view my Virtual card details when I want to carry out transactions

A: The card is hosted on the FirstMobile/FirstMonie Wallet platforms and can be used to carry out financial transactions by following the steps below:

  • Log into the FirstMobile/FirstMonie Wallet application.
  • Select Virtual cards
  • Click on the eye icon/ Card PAN on the virtual card
  • Input your Transaction PIN/secret word
  • The concealed card details are then revealed for use

Q: Which of my accounts will the card be linked to?

A: Virtual cards requested on FirstMobile application would be linked to the selected account at the point of issuance. Similarly, cards issued on FirstMonie Wallet application would be linked to your wallet account.

Q: On Which channel(s) can I use my card?

A: With your Virtual card, you can carry out seamless transactions online. You will be able to use the card on other channels in the coming weeks.

Q: What is the cost of the Virtual Card?

A: The Virtual card costs N200 (VAT exclusive).

Q: Can I have more than 1 card?

A: NO. You can only have one card per account.at this time.

Q: How often can I use my Virtual card?

A: You can use your virtual card up to 20 times on the Web daily.

Q: Can I use my Virtual card for International transactions?

A: Cards requested on the FirstMobile app can be used for local and international transactions while cards requested on the FirstMonie App can only be used for local transactions.

Q: What are my transaction limits?

A: Below are the daily transaction limits

 

Firstmonie Daily Transaction Limit
Channel Local Daily Transaction Count
ATM N50,000 10
POS N50,000 20
WEB N50,000 20

 

  • The Virtual Card on the FirstMonie app is only available for local transactions

 

FirstMobile Daily transaction Limit
Channel Local International Daily Transaction Count
ATM N150,000 $100 daily/monthly 10
POS N2,500,000 $100 daily/monthly 20
WEB N1,000,000 $100 daily/monthly 20

 

  • The Virtual Card on the FirstMobile app is available both for local and international transactions.

Q: What is the life span of my Virtual card?

A: 3 years

Q: How much will I be charged if I use my Virtual card on Nigerian Merchants’ websites?

A: Transactions on local Websites are free

Q: How much will I be charged if I use my Virtual card on International Merchants’ websites?

A: Transactions on International Websites are free

Q: What is the monthly maintenance fee?

A: N50 Quarterly.

Q: I want to know more, who do I contact?

A: Kindly visit our website www.firstbanknigeria.com for Frequently Asked Questions (FAQs) on your card. You may also contact our Customer Service Desk on 0700FIRSTCONTACT (0700-34778-2668228), 01-4485500, 0708-062-5000; email firstcontact@firstbanknigeria.com or visit the nearest FirstBank branch for more information.

DISCLAIMER – When you visit any of the websites of our partners as linked to this page, you are migrating from FirstBank’s website to a site controlled by an independent third party. You agree that the third party’s website may be subject to security and privacy policies distinct from ours. By proceeding, you agree to be bound by the terms of this disclaimer.

FirstBank Privacy Policy for IBM DNA E-Learning

YOUR PRIVACY FIRST

At First Bank Nigeria Limited, we put you first and are thus committed to protecting and respecting you privacy. We are committed to being transparent about how we collect, process, share and manage data about you (our customers and staff).

  1. FIRSTBANK AND YOU

This privacy policy stipulates the bank’s approach to handling your data and your rights in the course of providing you with the IBM DNA learning platform to meet your needs.

  1. YOUR PERSONAL INFORMATION

In the course of consuming the services provided to you by IBM through FirstBank, we collect information you provide us via online registration forms and correspondence by mail etc. The information we collect may include but not limited to identity information, location, contact information and education level.

  1. CONSENT

We don’t ask for your personal information unless we need it to provide services for you. You will be considered to have given our consent to FirstBank for processing your personal data when;

  1. USE OF YOUR INFORMATION

FirstBank will process our information for the following purposes;

FirstBank will limit the collection and use of your personal information for the stated purposes.

  1. INFORMATION SHARING AND DISCLOSURE

To ensure access to the e-Learning platform and in furtherance of your own learning objectives, FirstBank and our partners may share data you provide us with our service partners specifically in scope of this engagement to support your learning objectives. Data will be processed within systems owned and operated by any of the parties involved in the delivery of the e-learning service to you. The processing may occur in locations (some outside Nigeria) with different levels of data privacy maturity but from where these services are most effectively rendered.

  1. YOUR RIGHTS UNDER THIS POLICY

The following rights are available to you under this policy:

I disagree. Opt Out

FirstBank Privacy Policy for Roducate

YOUR PRIVACY FIRST

At First Bank Nigeria Limited, we put you first and are thus committed to protecting and respecting you privacy. We are committed to being transparent about how we collect, process, share and manage data about you (our customers and staff).

  1. FIRSTBANK AND YOU

This privacy policy stipulates the bank’s approach to handling your data and your rights in the course of providing you with the Roducate learning platform to meet your needs.

  1. YOUR PERSONAL INFORMATION

In the course of consuming the services provided to you by Roducate through FirstBank, we collect information you provide us via online registration forms and correspondence by mail etc. The information we collect may include but not limited to identity information, location, contact information and education level.

  1. CONSENT

We don’t ask for your personal information unless we need it to provide services for you. You will be considered to have given our consent to FirstBank for processing your personal data when;

  1. USE OF YOUR INFORMATION

FirstBank will process our information for the following purposes;

FirstBank will limit the collection and use of your personal information for the stated purposes.

  1. INFORMATION SHARING AND DISCLOSURE

To ensure access to the e-Learning platform and in furtherance of your own learning objectives, FirstBank and our partners may share data you provide us with our service partners specifically in scope of this engagement to support your learning objectives. Data will be processed within systems owned and operated by any of the parties involved in the delivery of the e-learning service to you. The processing may occur in locations (some outside Nigeria) with different levels of data privacy maturity but from where these services are most effectively rendered.

  1. YOUR RIGHTS UNDER THIS POLICY

The following rights are available to you under this policy:

I disagree. Opt Out

E-Learning Roducate Registration

If you are 18 years and above, kindly complete the form below.

If you registering for someone below 18 years, please provide your details under Parents/Guardian

Name of student:

Gender:
MaleFemale

Age:

Email address:

Mobile telephone number:

Name of School:

State:

For Parent / Guardian

Name of parent/ Guardian of child under 18:

Email address:

Mobile telephone number:

E-Learning IBM-DNA Registration

If you are 18 years and above, kindly complete the form below.

If you registering for someone below 18 years, please provide your details under Parents/Guardian

Name of student:

Gender:
MaleFemale

Age:

Email address:

Mobile telephone number:

Name of School/location:

For Parent / Guardian

Name of parent/ Guardian of child under 18:

Email address:

Mobile telephone number:

FirstBank Privacy Policy for Curious Learning

YOUR PRIVACY FIRST

At First Bank Nigeria Limited, we put you first and are thus committed to protecting and respecting you privacy. We are committed to being transparent about how we collect, process, share and manage data about you (our customers and staff).

  1. FIRSTBANK AND YOU

This privacy policy stipulates the bank’s approach to handling your data and your rights in the course of providing you with the Curious Learning platform to meet your needs.

  1. YOUR PERSONAL INFORMATION

In the course of consuming the services provided to you by Curious Learning through FirstBank, we collect information you provide us via online registration forms and correspondence by mail etc. The information we collect may include but not limited to identity information, location, contact information and education level.

  1. CONSENT

We don’t ask for your personal information unless we need it to provide services for you. You will be considered to have given our consent to FirstBank for processing your personal data when;

  1. USE OF YOUR INFORMATION

FirstBank will process our information for the following purposes;

FirstBank will limit the collection and use of your personal information for the stated purposes.

  1. INFORMATION SHARING AND DISCLOSURE

To ensure access to the e-Learning platform and in furtherance of your own learning objectives, FirstBank and our partners may share data you provide us with our service partners specifically in scope of this engagement to support your learning objectives. Data will be processed within systems owned and operated by any of the parties involved in the delivery of the e-learning service to you. The processing may occur in locations (some outside Nigeria) with different levels of data privacy maturity but from where these services are most effectively rendered.

  1. YOUR RIGHTS UNDER THIS POLICY

The following rights are available to you under this policy:

I disagree. Opt Out

E-Learning Curious Learning

For Parent / Guardian

Name of parent/ Guardian of child

Email address:

Mobile telephone number:

Parents should kindly complete the form below for their wards.

Name of student:

Gender:
MaleFemale

Age:

Name of School/location:

Kindly visit playstore to download the app to start learning

Your FirstBank Virtual Card is ready

Name:

Email address:

Phone number:

Birth Date:

Account No: