Compare Our Debit Cards

Verve

Naira MasterCard

Visa Debit

Platinum MasterCard

Process time

15 minutes

15 minutes

2 working days

2 working days

Is secured by Chip & PIN technology

Yes

Yes

Yes

Yes

Can be used for payments on local websites and POS

Yes

Yes

Yes

Yes

Can be used for payments on international websites and POS

No

Yes

Yes

Yes

Requires PIN for all ATM and POS transactions

Yes

Yes

Yes

Yes

Requires a CVV2 Code for all internet transactions

Yes

Yes

Yes

Yes

Requires One-Time-Password for local website purchases

Yes

Yes

No

Yes

FEES

Getting a new card

₦1000

₦1000

₦1000

₦5000

Replacing a lost or stolen card

₦1000

₦1000

₦1000

₦5000

PIN re-issue

Free

Free

Free

Free

Annual maintenance

₦100

₦100

₦100

Free

FirstBank ATMs in Nigeria

Free

Free

Free

Free

Other ATMs in Nigeria

3 Free Transactions per month

3 Free Transactions per month

3 Free Transactions per month

3 Free Transactions per month

ATMs abroad

N/A

₦420

$1.50

₦420

POS in Nigeria

Free

Free

Free

Free

POS or websites abroad

Free

Free

Free

Free

DAILY TRANSACTION LIMITS

ATMs in Nigeria

₦100k

₦150k

₦100k

₦300k

ATMs Abroad

N/A

$300

$1000

$300

POS In Nigeria

₦2.5m

₦2.5m

₦2.5m

₦3m

POS abroad

N/A

$1000

$2500

$1000

Web in Nigeria

₦1m

₦1m

₦1m

₦2m

Web Abroad

N/A

$1,000

$6250

$1000