Visa Infinite

The First Visa Infinite is the highest card in the Visa range of card products targeted at the top 1% to 5% of the bank’s customers. In addition to the credit limit availed, it also offers access to the finest things in life no matter where the card holder is by offering an extraordinary selection of distinctive travel, dining, shopping and lifestyle opportunities

Features

  • Default Credit Limit: $15,000 minimum (unless a higher limit is requested by the prospective cardholder)
  • Maximum facility tenor of 36 months
  • Billing cycle of 30 days
  • Collateral: 120% of credit limit on USD, GBP or EURO Fixed Deposit Account in the bank, with a lien placed on it throughout the tenor of the card
  • Minimum operating Balance of $100

Benefits

  • Access to unique privileges and experiences, including international concierge and premium insurance services
  • Guaranteed transactions success rates and acceptance across all channels
  • Interest free period of up to 45 days
  • Flexible repayment – Minimum repayment of 15% of the total monthly outstanding.
  • Access to international emergency services
  • Emergency Card Replacement
  • Emergency Cash Advance via money transfer services (MoneyGram or Western Union)

 

Visa Infinite Card request is by invitation.>

To apply for the Visa Infinite, visit any FirstBank branch closest to you to complete an application form.

1) Is the Visa Infinite card a Debit or a Credit card?

  • The Visa Infinite is offered as either a Credit Card or Debit card.
  • For Credit Card variant; client provides collateral value up to 120% of the credit limit sought.
  • For Debit Card variant; client enjoys the flexibility of funding card account as and when required.

2) Target Market?

  • Owners/ MDs of organizations and conglomerates that meet the minimum qualifying criteria
  • High Net Worth Individuals
  • Ultra-High Net Worth Individuals

3) Cost of issuance of Visa Infinite Card and associated fees

  • Card joining/Reissue Fee: $3
  • Annual Maintenance Fee: $20 (Taken upfront)
  • Interest Fees: 2.5% flat (Outstanding Balance)
  • Default Fee: 0.25% flat per month
  • Card Replacement Fee: $3
  • Supplementary Card Fee: $3
  • PIN Re-issue Fee: $2
  • POS & Web Fee: Free
  • ATM Withdrawal Fee: $3
  • POS Cash Advance Fee: $3+1%

4) Will a lien be placed on my US Domiciliary account with respect to my desired limit on the Visa Gold card?

  • Yes, a lien of 120% will be placed on USD, GBP or EURO account to secure the funds throughout the tenor of the card

5) What are the daily usage limits for my Visa Infinite card?

  • ATM cash withdrawals – $1,000 (total frequency – 5 times)
  • Purchases (POS) – $25,000 (total frequency – 20 times)
  • Purchases (Internet) – $25,000 (total frequency – 5 times)

6) How long would it take for my Visa Infinite card to be ready for collection, after I submit my application?

  • For Lagos branches, the Visa Infinite card will be ready for collection 2 business days after application. While for upcountry branches, Visa Infinite cards will be ready for collection 5 business days after application. Please visit a first bank branch to apply. Compulsory hold amount on card is $100.

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FirstBank Privacy Policy for IBM DNA E-Learning

YOUR PRIVACY FIRST

At First Bank Nigeria Limited, we put you first and are thus committed to protecting and respecting you privacy. We are committed to being transparent about how we collect, process, share and manage data about you (our customers and staff).

  1. FIRSTBANK AND YOU

This privacy policy stipulates the bank’s approach to handling your data and your rights in the course of providing you with the IBM DNA learning platform to meet your needs.

  1. YOUR PERSONAL INFORMATION

In the course of consuming the services provided to you by IBM through FirstBank, we collect information you provide us via online registration forms and correspondence by mail etc. The information we collect may include but not limited to identity information, location, contact information and education level.

  1. CONSENT

We don’t ask for your personal information unless we need it to provide services for you. You will be considered to have given our consent to FirstBank for processing your personal data when;

  1. USE OF YOUR INFORMATION

FirstBank will process our information for the following purposes;

FirstBank will limit the collection and use of your personal information for the stated purposes.

  1. INFORMATION SHARING AND DISCLOSURE

To ensure access to the e-Learning platform and in furtherance of your own learning objectives, FirstBank and our partners may share data you provide us with our service partners specifically in scope of this engagement to support your learning objectives. Data will be processed within systems owned and operated by any of the parties involved in the delivery of the e-learning service to you. The processing may occur in locations (some outside Nigeria) with different levels of data privacy maturity but from where these services are most effectively rendered.

  1. YOUR RIGHTS UNDER THIS POLICY

The following rights are available to you under this policy:

I disagree. Opt Out

FirstBank Privacy Policy for Roducate

YOUR PRIVACY FIRST

At First Bank Nigeria Limited, we put you first and are thus committed to protecting and respecting you privacy. We are committed to being transparent about how we collect, process, share and manage data about you (our customers and staff).

  1. FIRSTBANK AND YOU

This privacy policy stipulates the bank’s approach to handling your data and your rights in the course of providing you with the Roducate learning platform to meet your needs.

  1. YOUR PERSONAL INFORMATION

In the course of consuming the services provided to you by Roducate through FirstBank, we collect information you provide us via online registration forms and correspondence by mail etc. The information we collect may include but not limited to identity information, location, contact information and education level.

  1. CONSENT

We don’t ask for your personal information unless we need it to provide services for you. You will be considered to have given our consent to FirstBank for processing your personal data when;

  1. USE OF YOUR INFORMATION

FirstBank will process our information for the following purposes;

FirstBank will limit the collection and use of your personal information for the stated purposes.

  1. INFORMATION SHARING AND DISCLOSURE

To ensure access to the e-Learning platform and in furtherance of your own learning objectives, FirstBank and our partners may share data you provide us with our service partners specifically in scope of this engagement to support your learning objectives. Data will be processed within systems owned and operated by any of the parties involved in the delivery of the e-learning service to you. The processing may occur in locations (some outside Nigeria) with different levels of data privacy maturity but from where these services are most effectively rendered.

  1. YOUR RIGHTS UNDER THIS POLICY

The following rights are available to you under this policy:

I disagree. Opt Out

E-Learning Roducate Registration

If you are 18 years and above, kindly complete the form below.

If you registering for someone below 18 years, please provide your details under Parents/Guardian

Name of student:

Gender:
MaleFemale

Age:

Email address:

Mobile telephone number:

Name of School/location:

For Parent / Guardian

Name of parent/ Guardian of child under 18:

Email address:

Mobile telephone number:

E-Learning IBM-DNA Registration

If you are 18 years and above, kindly complete the form below.

If you registering for someone below 18 years, please provide your details under Parents/Guardian

Name of student:

Gender:
MaleFemale

Age:

Email address:

Mobile telephone number:

Name of School/location:

For Parent / Guardian

Name of parent/ Guardian of child under 18:

Email address:

Mobile telephone number:

FirstBank Privacy Policy for Curious Learning

YOUR PRIVACY FIRST

At First Bank Nigeria Limited, we put you first and are thus committed to protecting and respecting you privacy. We are committed to being transparent about how we collect, process, share and manage data about you (our customers and staff).

  1. FIRSTBANK AND YOU

This privacy policy stipulates the bank’s approach to handling your data and your rights in the course of providing you with the Curious Learning platform to meet your needs.

  1. YOUR PERSONAL INFORMATION

In the course of consuming the services provided to you by Curious Learning through FirstBank, we collect information you provide us via online registration forms and correspondence by mail etc. The information we collect may include but not limited to identity information, location, contact information and education level.

  1. CONSENT

We don’t ask for your personal information unless we need it to provide services for you. You will be considered to have given our consent to FirstBank for processing your personal data when;

  1. USE OF YOUR INFORMATION

FirstBank will process our information for the following purposes;

FirstBank will limit the collection and use of your personal information for the stated purposes.

  1. INFORMATION SHARING AND DISCLOSURE

To ensure access to the e-Learning platform and in furtherance of your own learning objectives, FirstBank and our partners may share data you provide us with our service partners specifically in scope of this engagement to support your learning objectives. Data will be processed within systems owned and operated by any of the parties involved in the delivery of the e-learning service to you. The processing may occur in locations (some outside Nigeria) with different levels of data privacy maturity but from where these services are most effectively rendered.

  1. YOUR RIGHTS UNDER THIS POLICY

The following rights are available to you under this policy:

I disagree. Opt Out

E-Learning Curious Learning

For Parent / Guardian

Name of parent/ Guardian of child

Email address:

Mobile telephone number:

Parents should kindly complete the form below for their wards.

Name of student:

Gender:
MaleFemale

Age:

Name of School/location:

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