Compare Our Credit Cards

Visa Gold

Standard MasterCard

Visa Infinite

Naira Credit Card

Is secured by Chip & PIN technology

Yes

Yes

Yes

Yes

Can be used for payments on local websites and POS

Yes

Yes

Yes (1)

Yes

Can be used for payments on international websites and POS

Yes

Yes

Yes (2)

No

Requires PIN for all ATM and POS transactions

Yes

Yes

Yes

Yes

Requires a CVV2 Code for all internet transactions

Yes

Yes

Yes

Yes

Requires One-Time-Password for local website purchases

Yes

Yes

Yes

Yes

FEES

Getting a new card

$25

$10

$200

₦1000

Replacing a lost or stolen card

$25

$10

$100

₦1000

PIN re-issue

$2

$2

$2

₦200

Annual maintenance

$19

$19

$500

₦3000

FBN ATMs in Nigeria

$3

$3

$3

4%

Other ATMs in Nigeria

$3

$3

$3

4%

ATMs abroad

$3

$3

$3

₦420

POS in Nigeria

Free

Free

Free

1%

POS or websites abroad

Free

Free

Free

1%

DAILY TRANSACTION LIMITS

ATMs in Nigeria

₦100k

₦100k

₦100k

₦100k

ATMs Abroad

$1000

$1000

$1000

$300

POS In Nigeria

$10,000

$10,000

Limitless

₦500k

POS abroad

$10,000

$10,000

Limitless

₦500k

Web in Nigeria

$5,000

$5,000

$25,000

₦200k

Web Abroad

$5,000

$5,000

$25,000

₦200k