Annual Report & Accounts December 2009 – Charting new frontiers

Audited

The information provided on this page was audited by Deloitte and Pannell Kerr Forster on 31 March 2010.

For further information see the report of the independent joint auditors.

Bank Statement of Value Added

For the period ended 31 December 2009

  31 Dec 2009
N'million
% 31 Mar 2009
N'million
%
Gross income 175,355   184,536  
Interest paid (54,553)   (41,843)  
Interest on long-term borrowings (1,614)   (1,744)  
  119,188   140,949  
Administrative overheads (25,580)   (26,289)  
Value added 93,608 100 114,660 100
Distribution        
Employees        
– Salaries and benefits 39,275 42 48,830 43
Government        
– Taxation 1,914 2 4,990 4
The future        
– Asset replacement (depreciation) 5,182 6 5,761 5
– Asset replacement (deferred taxation) 4,500 5 6,046 5
– Asset replacement (provision for losses) 41,462 44 13,959 12
– Expansion (transfers to reserves and minority interest) 1,275 1 35,074 31
  93,608 100 114,660 100