U-First is a suite of retail and consumer loan products designed for individuals and small businesses to enable them meet their business and personal needs. Repayment structure is flexible and in sync with the best global practices. Below is a listing of all the products contained in the suite:

Mortgages
Provision of loans for the acquisition/ construction of residential properties under one of the following schemes:

• Outright Purchase
• Construction;
• Home Equity (Refinancing)

Application Requirements

• Ownership of plot of land with good title to be developed, or
• Identification of an already developed property to be acquired
• Evidence of verifiable & steady flow of income to service the loan.
• Loan available to both applicants in paid employment and self employed.
• Bill of quantity/Valuation report in case of construction/outright purchase.
• Plot of land/property must be in an urban location acceptable to FirstBank.
• Property must have good title.
• Loan repayment can be spread over 240 months maximum.
• Equity contribution of 20% - 30% depending on the location.
• Pricing is competitive.

Click Here to download Mortgage Loan Application Form

Automobile Loans
The product is designed to part-finance the acquisition of automobiles by individuals, small and medium scale businesses.

Click Here to download Automobile Loans Application Form

Asset Acquisition Loans
The product is designed to part-finance the acquisition of household appliances. The product is also available to small and medium scale businesses.

Click Here to download Asset Acquisition Loan Application Form

Personal Loans / Overdrafts
The product is designed to provide finance for individuals whose salaries are being paid through the Bank.

Click Here to download Personal Loans Application Form